Privacy Policy

This Privacy Policy explains how SNO Health Insurance collects, uses, discloses, and protects your personal information when you visit our website and use our services, including obtaining quotes, applying for health and life insurance, or contacting customer support.

We may collect:

• Personal Identifiers: Name, address, phone number, email
   
• Government IDs: Social Security Number, driver’s license (we do not save)
   
• Health Information: Medical history, prescription info (for underwriting)
   
• Financial Info: Income, banking/payment data (we do not save)
   
• Usage Data: IP address, device information, cookies, and usage analytics
   

We use your information to:

• Provide insurance quotes and process applications
   
• Verify your identity and eligibility
   
• Comply with legal and regulatory obligations
   
• Improve our website and services
   
• Send you updates, offers, and important notices (with your consent)
   

We may share your data with:

• Insurance carriers and underwriters
   
• Regulatory bodies, when legally required
   
• Business partners, only with your consent
   

WE DO NOT SELL YOUR PERSONAL INFORMATION.

If we collect protected health information (PHI), we comply with the Health Insurance Portability and Accountability Act (HIPAA) and maintain safeguards to protect your medical data. We also comply with the Gramm-Leach-Bliley Act (GLBA) regarding your financial and personal information.

We use industry-standard encryption, secure servers, and limited access controls to protect your data.

We use cookies and similar technologies for functionality and analytics. You can manage your cookie preferences through your browser settings or our cookie banner.

Although we offer child- only policies, we do not knowingly collect data from children. A Parent or Guardian must be present during application by law. 

For questions or requests, please contact:

SNO Health Insurance
559-446-7514
Contact@snohealthinsurance.com